Tag Archives: unemployment

NJ Higher Education Student Assistance Authority

Someday, after I’m long dead, some super fan will dig into my external hard drive and edit a collection of my letters to student loan debt collectors. Thanks to my country’s moronic commodification of education, this is how I spend a good deal of my writing time. So, while you wait for that future collection—The #njpoet Debt Letters—to finally be published, I leave you with this sample.

 

Dear Mr. ____________:

Enclosed please find  a photocopy of my W2 for the 2012 year—gross income: $3,800—along with a copy of my last pay statement for the Spring semester, 2013.

I am now unemployed until September—pending new course assignments—and I am not eligible for unemployment benefits.

I have no tax papers for 2011, as I was unemployed for the entire year, and am ineligible for unemployment benefits.

Last week I received a notice from the State of New Jersey Division of Revenue that read as such:

Dear Taxpayer: We have calculated your 2012 Gross Income Tax Overpayment to be $385. However, the agency listed below—NJ Higher Education Student Assistance Authority—has requested that $385 of this amount be held because of a delinquent account.

Since the lender you represent just effectively seized over 10% of my total income from last year, and since this amount far exceeds the $220 per month your client is demanding, I was just wondering if the lender would please give my family a break, and accept our original offer of $100 per month toward this student loan debt. Because that would just be super.

Please do let me know. Thank you.

hesaa_Logo

#njpoet

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Seven Dollars and a Dream: a micro post

One of my regular Twitter followers has launched a campaign to free me from my student debt. If 14,000 people donate $7 each to njpoet.com, she reasons, we can buy my life back from Sallie Mae and NJCLASS.

That just might do it, I thought, 14,000 donations. I thanked her a few times, smiling to myself, because, I mean, honestly, how amazing is that? This stranger who reads my rambling is running around Twitter asking people to donate $7 to save me from student debt. She’s even using a hashtag: ‪#14000strangers. And she even donated the first seven dollars, to get this ball rolling—13,999 to go.

She’s incredibly sincere and enthusiastic, she came up with this idea without any help from me, but so far that ball is exactly where she left it: her $7 in my PayPal account.

But so what, it’s still amazing, and I’m choosing to see it like this: I earned that $7 writing. Baby steps, poet. Baby steps. Thank you so much, @monikernc.

Otherwise…barely two hours of sleep last night. Rampant insomnia. Worrying about mom. Exhausted with an aching back, neck, and head. Therefore, today’s poetic dispatch is officially concluded.

Wishing peace, love, and compassion—and immediate government assistance—for the people of Oklahoma tonight. More tomorrow.

#njpoet

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10,000 Extra Suicides: Austerity Kills via @DemocracyNow #p2 #ows

In their new book, “The Body Economic: Why Austerity Kills,” economist David Stuckler and physician Sanjay Basu examine the health impacts of austerity across the globe. The authors estimate there have been more than 10,000 additional suicides and up to a million extra cases of depression across Europe and the United States since governments started introducing austerity programs in the aftermath of the economic crisis.

 

democracynow.org

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Welcome to the Economic Recovery [for @profwolff]

They posted a semi-formal letter on the bulletin board last night. This was how they let the wait staff, the cooks, the bus boys, and the bartenders know that the restaurant would be closing forever on June 1st.

But it wasn’t like everyone didn’t already know. The local press got wind of the rumors and looked into the story, which, to be fair, is significant. As Peter Genovese of The Star-Ledger so eloquently put it,  the “tiny clapboard-and-tin cabin opened at the lonely corner of Prospect and Eagle Rock Avenues in West Orange [NJ] at the height of the Depression in 1932” is going out of business on June 1, 2013.

My mother handed me the letter from the restaurant managers, the family that owns the place, during her usual Sunday visit—stopping by after work, like clockwork, since the restaurant is just up the street. It was a very cordial, very casual letter. Sincere. They thanked the staff for all their hard work over the years. There was a tone of sadness. But really it was the length and styling of the sentences that got me, the punctuation. No lawyer wrote this letter, I thought. This was drafted and redrafted. This was written with thought and care. I read it out loud. I really did. It was touching, really, to be perfectly honest, which was an awkward feeling to get from a letter that represented my mother’s impeding unemployment—which is fairly traumatic. Let me explain.

My mother was a stay-at-home mom because my father forbade her to work. Seriously, just last week she was lamenting it: quitting that “good job” she had at the abovementioned Star Ledger newspaper because my father wouldn’t stand for it.

Fast forward through the full decade of  Vietnam vet insanity with dad, and my parents finally got divorced. I was around 10 or 11 years old. My memory is foggy. Hard times.

We moved from a medium sized house to a small apartment. My father went away for good—at least until my early 20s—and my mother went straight back to work. I mean, she had three little kids to house, clothe, and feed with no child support from dear old dad. So, really, what choice did she have?

She had gone to Beauty School before the newspaper job, before father old fashioned came along to screw things up. So, she reached back into her old network and quickly got a job from a friend of a friend who owned a beauty shop. Then she found our small apartment, across the street from the shop, when the landlady came in for her usual Saturday hair appointment and the two of them got to talking.

When the beauty shop money wasn’t enough, another regular customer directed mom to the restaurant—a second job, two nights a week. And when the beauty shop finally went under a few years later, she just eased into being a full-time waitress. She’s been at the restaurant ever since.

She met her current boyfriend when he stopped in for a late dinner with some colleagues over a decade ago. All of her friends work at or frequent the restaurant. Dozens of our family parties have been held in its private rooms. It’s heart breaking in a way that I think my four-year-old nephew, Joey, summed up best.

“He just burst into tears,” mom said, “when I told him the restaurant was closing.” I handed her back the letter.

“I mean, I was going to take the kids to watch them knock the place down,” she continued, “I thought it would be fun for them to see that, ya know? But now I’m afraid Joey might get too upset. He was really crying, Charlie! The poor baby.”

I might start crying, I thought, and laughed a little to myself: welcome to the economic recovery.

There’s a stillness in my family now, a silence hovering around the news. I can feel it. I think everyone’s slightly in shock. I know I am.

I’ve yet to hear from my brother or my sister on the subject, but there’s surely a serious talk coming. A sibling talk really can’t be avoided, I think. I mean, in less than two weeks from this writing, for the first time in any of our adult lives, our mother will be unemployed.

#njpoet

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Reports have placed the unemployment rate for the under-25 group as high as 54%

 
 
 

Note

Not one word about this critical issue:

85% of New College Grads Move Back in with Mom and Dad

via @TIMENewsFeed

Oh, and this.

Yeah, yeah, that video’s from 2010, and yet it’s still relevant. Weird.

How about this, from yesterday:

Congratulations, grad, you’re unemployed

via @POLITICO

Are these politicians kidding me?

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I’m Just a Guy Who Lost His Jobs

The State of New Jersey cut the funding of all the public colleges and universities—my primary employers: an adjunct writing professor.

I generally worked for at least two different schools per semester, accepting as many course offerings as I could juggle. There were always slots to fill, I’d developed good professional relationships, and the students generally liked me. I filled the classes with tuition dollars.

My highest achievement was signing contracts to teach four courses and two workshops, employed by three different schools, and tutoring at one of their college writing centers, part-time. I did this for a Fall and a Spring semester.

Then I taught two summer courses, and tutored for Huntington Learning Center at night: SAT prep and essay writing.

That was the year I grossed almost $45,000 (with no health insurance) but the IRS severely taxed me for “having too many jobs in one year”—the immortal words of H&R Block, not mine.

Then, the cuts.

Whereas before I was turning down work—it’s physically impossible to teach more than four college writing courses in one semester—now I was begging for courses, pleading with department heads and administrators: my friends and my colleagues.

I called in a lot of favors to stay afloat, but eventually the emails, the phone calls, the job offers from this or that college stopped coming. And eventually many, most of my connections—administration and staff—my colleagues, my friends, were laid off.

My ten year house of cards—Professor Charles Bivona—just crumbled to nothing. And I wasn’t eligible for unemployment.

 

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